Course【课程名称】: Commercial Bank Management

Course Description【课程简介】:

This course mainly introduces the environment of financial institutions, the comprehensive framework of commercial bank management, and various tools and technologies used in commercial bank management. The courses mainly include the following topics: introduction of banking and financial services management; financial statements and performance of banks and their major competitors; tools for discussing management and hedging of risks; management of portfolio and liquidity positions/reserves; Includes deposits, borrowed funds, fee income and capital; review of loan and loan policies and procedures.

Objectives【课程目标】:

The objectives of this course are: (1) To introduce the financial management of commercial bank companies to students; (2) To enable students to understand the basic issues of bank companies' value creation and risk management; (3) To provide students with an understanding of the evolution and operation of the commercial banking industry Required technical and analytical tools and strategic capabilities.

Course Content【课程内容\课程大纲】:
Introduction to Banking and Financial Services
1.An Overview of the Changing Financial-Services Sector
2.The Impact of Government Policy and Regulation on the Financial-Services Industry
3.The Organization and Structure of Banking and the Financial-Services Industry
4.Establishing New Banks, Branches, ATMs, Telephone Services, and Web Sites
Financial Statements and Financial-Firm Performance
5.The Financial Statements of Banks and Their Principal Competitors
6.Measuring and Evaluating the Performance of Banks and Their Principal Competitors
Tools for Managing and Hedging Against Risk
7.Risk Management for Changing Interest Rates: Asset-Liability Management and Duration Techniques
8.Risk Management: Financial Futures, Options, Swaps, and Other Hedging Tools
9.Risk Management: Asset-Backed Securities, Loan Sales, Credit Standbys, and Credit Derivatives
Managing Investment Portfolios and Liquidity Positions for Financial Firms
10.The Investment Function in Financial-Services Management
11.Liquidity and Reserves Management: Strategies and Policies
Managing Sources of Funds for a Financial Firm
12.Managing and Pricing Deposit Services
13.Managing Nondeposit Liabilities
14.Investment Banking, Insurance, and Other Sources of Fee Income
15.The Management of Capital
Providing Loans to Businesses and Consumers
16.Lending Policies and Procedures: Managing Credit Risk
17.Lending to Business Firms and Pricing Business Loans
18.Consumer Loans, Credit Cards, and Real Estate Lending
Managing the Future in a Global Marketplace
19.Acquisitions and Mergers in Financial-Services Management
20.International Banking and the Future of Banking and Financial Services

【课程名称】: 商业银行管理

【课程介绍】:

本课程主要介绍金融机构的环境，商业银行管理的综合框架以及商业银行管理中使用的各类工具和技术。课程主要包含以下话题：银行和金融服务管理的介绍；银行及其主要竞争对手的财务报表和业绩；讨论管理和对冲风险的工具；投资组合和流动性头寸/储备的管理；资金来源的管理，包括存款，借入资金，手续费收入和资本；审查贷款和贷款政策和程序。在整个过程中，学生将观察各种外部和内部挑战对银行业的影响以及为解决这些威胁而制定的策略。

【课程目标】:

本课程的目标是：
（1）向学生介绍商业银行企业的财务管理;
（2）让学生了解银行公司的价值创造和风险管理的基本问题;
（3）为学生提供了解商业银行业演变和运作所需的技术和分析工具以及战略能力。

【课程内容\课程大纲】:

1.银行业务及金融服务管理简介
变化中的金融服务部门概览；政府政策及监管对银行业和金融服务业的影响；银行及金融服务业的组织与结构；设立银行、分支机构、自动柜员机以及开通电话银行服务和网上银行业务。
2.金融机构的业绩和财务报表
银行及其主要竞争者的财务报表；银行及其主要竞争对手绩效的测量与评估。
3.资产—负债管理技术与风险规避
变动利率风险管理：资产—负债管理和久期技术；金融期货、期权、互换和其他风险规避工具在资产—负债管理中的运用；使用资产支持证券、贷款出售、备用信用证与信用衍生工具进行风险管理。
4.银行及其主要竞争者的投资组合与流动性头寸管理
银行的投资功能与金融服务管理；流动性与准备金管理策略及政策。
5.银行及其主要竞争者对资金来源的管理
存款服务的管理和定价；非存款负债的管理；投资银行业务、保险及其他费用收入来源；资本管理
6.为企业和消费者提供贷款
贷款政策与程序；企业贷款和定价；消费信贷、信用卡和房地产贷款
7.未来金融业的全球管理
金融服务业中的收购与兼并；国际银行和银行金融服务业的未来